Rates- Individual Retirement Account (IRA)
Interest Rates and Annual Percentage Yields are curent as of 03/16/2010 and are subject to change. For current rate information call (989) 865-9945. This chart is intended for informational purposes only. It does not take the place of the formal Truth-In-Savings Disclosures. Please contact us for complete account information
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IRA Rates
Interest Penalty may be imposed for early withdrawal |
|
| Term |
Rate |
APY |
Compounding
Frequency |
Minimum
Opening
Balance |
| Fixed Rate IRAs |
|
6 Months |
.85% |
.85% |
Quarterly |
$500.00 |
| 9 Months |
1.00% |
1.00% |
Quarterly |
$500.00 |
|
12 Months |
1.00% |
1.00% |
Quarterly |
$500.00 |
|
14 Months |
1.00% |
1.00% |
Quarterly |
$500.00 |
|
18 Months |
1.00% |
1.00% |
Quarterly |
$500.00 |
|
24 Months |
1.49% |
1.50% |
Quarterly |
$500.00 |
|
30 Months |
1.49% |
1.50% |
Quarterly |
$500.00 |
|
36 Months |
1.79% |
1.80% |
Quarterly |
$500.00 |
|
48 Months |
1.89% |
1.90% |
Quarterly |
$500.00 |
| 60 Months |
1.99% |
2.00% |
Quarterly |
$500.00 |
|
Variable Rate IRAs |
|
18 Months |
.17% |
.17% |
Monthly |
$0.00 |
|